Ready. Set. Own.

Find your home, move in now, and rent with built-in savings for your down payment.  Divvy's program is designed for you to become mortgage-eligible in 3 years or less.

A Program Designed For You

Not ready for a mortgage?  We have you covered.  With Divvy you can rent your dream home now, while growing your built-in savings for a down payment.

1. Apply for free in 5 minutes

2. Find your dream home

3. Divvy buys your dream home

4. Move in with built-in savings

5. Buy your home, or walk away with savings

How Does Pricing Work?

Who's A Good Fit For Divvy?

Pricing varies depending on the home, your initial payment, and your monthly savings.

To find out your personal home-shopping budget, get prequalified.  It is completely free, takes 5 minutes, and does not affect your credit score.

1. You could use help saving up for a down payment

2. Your credit score is not quite there yet

3. You are self employed or got a new job

4. You want a more competitive offer

5. You want to try before you buy

Example Purchase Using Divvy Rent-To-Own vs Traditional Mortgage

FHA Mortgage $300,000 Purchase Price at 5.89% Interest Rate

Down Payment:   $10,500

Prepaid Costs (Insurance, Taxes, Interest):   $5,279

Title Fees:   $1,445

Lender Fees:   $3,698

County Fees:   $1,889

Total Cash To Close:   $22,811

Monthly Payment (Principal, Interest, Taxes, Insurance):   $2,575

Divvy Rent-To-Own $300,000 Purchase Price With 2%/5% Plan


Initial Payment:   $6,000

Prepaid Costs (Insurance, Taxes, Interest):   Paid By Divvy

Title Fees:   Paid By Divvy

County Fees:   Paid By Divvy

First Month's Rent & Savings:   $2,490

Total Cash To Close:   $8,490

Monthly Payment (Rent $2,210 + Savings $280):   $2,490

This example is for illustration purposes only.  The interest rate used in the example is based on the FreddieMac Weekly Average for a 30 year fixed rate mortgage from September 8, 2022.  Mortgage interest rates can be different based on each individual.  Divvy's monthly rent payment can differ depending on the market rent for the location of the home.

To get started with the rent-to-own program, please submit your information below. 

If you have any questions, please feel free to call me.  I am more than happy to answer all of your questions. 321.750.4814

Thank you for your interestin the rent-to-own program!