Jim Shorkey
Broker Associate / Realtor
321.750.4814
Future Home Realty
Ready. Set. Own.
Find your home, move in now, and rent with built-in savings for your down payment. Divvy's program is designed for you to become mortgage-eligible in 3 years or less.
A Program Designed For You
Not ready for a mortgage? We have you covered. With Divvy you can rent your dream home now, while growing your built-in savings for a down payment.
1. Apply for free in 5 minutes
2. Find your dream home
3. Divvy buys your dream home
4. Move in with built-in savings
5. Buy your home, or walk away with savings
How Does Pricing Work?
Who's A Good Fit For Divvy?
Pricing varies depending on the home, your initial payment, and your monthly savings.
To find out your personal home-shopping budget, get prequalified. It is completely free, takes 5 minutes, and does not affect your credit score.
1. You could use help saving up for a down payment
2. Your credit score is not quite there yet
3. You are self employed or got a new job
4. You want a more competitive offer
5. You want to try before you buy
Example Purchase Using Divvy Rent-To-Own vs Traditional Mortgage
FHA Mortgage $300,000 Purchase Price at 5.89% Interest Rate
Down Payment: $10,500
Prepaid Costs (Insurance, Taxes, Interest): $5,279
Title Fees: $1,445
Lender Fees: $3,698
County Fees: $1,889
Total Cash To Close: $22,811
Monthly Payment (Principal, Interest, Taxes, Insurance): $2,575
Divvy Rent-To-Own $300,000 Purchase Price With 2%/5% Plan
Initial Payment: $6,000
Prepaid Costs (Insurance, Taxes, Interest): Paid By Divvy
Title Fees: Paid By Divvy
County Fees: Paid By Divvy
First Month's Rent & Savings: $2,490
Total Cash To Close: $8,490
Monthly Payment (Rent $2,210 + Savings $280): $2,490
This example is for illustration purposes only. The interest rate used in the example is based on the FreddieMac Weekly Average for a 30 year fixed rate mortgage from September 8, 2022. Mortgage interest rates can be different based on each individual. Divvy's monthly rent payment can differ depending on the market rent for the location of the home.