Ready. Set. Own.
Find your home, move in now, and rent with built-in savings for your down payment. The rent-to-own program is designed for you to become mortgage-eligible by helping you save for a down payment and increasing your credit score.
Who's A Good Fit?
You could use help saving up for a down payment.
Your credit score is not quite there yet.
You are self employed or got a new job.
You want a more competitive offer.
You want to try before you buy.
Your Journey To Homeownership Starts Here
It is free, fast, easy and it will not impact your credit score. Once you are approved you will receive a home shopping budget.
It is time to start looking for your home. Based on your budget and home criteria, you and I will choose from homes on the market or one of the move-in ready homes.
Time To Buy
When we find the home for you, a cash offer is made. The home will be inspected to make sure that it meets all of the necessary quality standards. The closing costs, taxes, and insurance will be paid for you.
Once the transaction is closed you will be given the keys, and you can move in. You enjoy the benefits of ownership from day one. You begin building equity savings in the home and feel free to paint the walls and hang up family photos.
You are at home now. Settle in, meet the neighbors, host a backyard barbeque. The home's major maintenance items are taken care of for you, so you can focus on getting mortgage-ready.
Buy Or Walk Away With Savings
When you are ready, you purchase the home at a pre-agreed price using your equity savings towards your down payment. If you choose not to purchase the home, you can walk away with your equity savings.
A FICO Score Of At Least 550
All applicants need to pass a soft credit check. This will not affect your credit score.
A Maximum Monthly Debt-To-Income Ratio Of 50%
You can add a co-applicant during the application process.
Three Months Of Verifiable Income
You are able to add multiple income sources including self-employment.
This is run to determine your rental history and criminal background.
A Government-Issued Photo ID
Central Florida's Real Estate Professional
As your Realtor, I bring with me a network of professionals committed to bring your transaction from contract to closing. I conduct business with integrity, honesty, and a strong work ethic. I am committed to represent you and your family with the respect that you deserve.
A Few Reviews From My Prior Customers Using The Rent-To-Own Program:
“His market knowledge, understanding of what our family needed and options he was able to provide made the search for a home much easier."
"The best Realtor ever. Answered all of our questions and concerns. Anyone looking for the best Realtor? This is the man right here."
“Jim was just absolutely phenomenal, informative, all of the above. He helped me find my first home and the process was smooth.”